If you’re thinking about creating your own business, the most important question is “Can I get my business credit card?” Although the answer is yes it can be confusing and overwhelming to apply for a business credit card. Here are some tips to be aware of the process of obtaining a credit card.
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Brex offers a variety of financial services including corporate credit cards as well as spend management and expense management software. Brex offers a complete financial solution for new businesses.
The Brex Card, also referred to as Brex for Startups is a credit card that helps start-ups build their credit history. The applicants don’t have to pay interest or require personal guarantees. Instead, applicants are assessed by company business model and spending habits.
Applicants can have up to 100 percent credit limit. This limit is determined by the amount that a customer has in their Brex Cash account. The Brex Card draws daily from the account to determine its spending limits.
With a Brex Corporate Credit Card you can earn substantial rewards on purchases. For instance, you can get four points on travel booked through Brex Travel. You can also receive three points when dining out.
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Capital on Tap
Capital on Tap is a all-in-one small business credit card and a spend management tool. The card offers a slew of benefits, including a fixed 1.5 percent cash-back rate on all purchases. There are no annual fees, and the card doesn’t have any other requirements except for having a high credit score.
A business credit card with low interest is a great option for startups. A business credit card that comes with added security may be a good option.
A low-interest business credit card are very convenient because you’re not juggling the hassle of managing multiple credit cards or worrying about the amount of you can manage each month. This is especially true when you are looking to finance large expenses.
Ink Business Preferred Credit Card
The Ink Business Preferred Card is one of the most popular business credit cards for startups. It offers a variety of benefits, like the highest sign-up bonus, purchase security, and travel perks. However, it also has some disadvantages.
The Ink Business Preferred Card may not be the best choice for you. There are no introductory APR offers and the spending limit may not be appropriate for your business. Furthermore, it’s not the most generous points-earning feature.
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On the other side the Ink Business Preferred Card offers a lot of other useful features, such as liability insurance as well as primary coverage for car rental as well as a shopping security. These benefits are ideal for small-scale business owners.
The Ink Business Preferred Card is another excellent method to earn points. When you spend in certain categories, you can earn 3 points for every dollar you spend. In this instance, if you spend $500 on purchases made with your card in the first three months, you’ll get a 100,000 point welcome bonus.
If you’re a new business owner looking for a credit card for business you might want to think about Divvy. This card has a variety of benefits and features. You can also track your business expenses with this card.
The Divvy app can be used with any external accounting software that allows users to monitor their financial expenses. You can create a budget, set maximum limits and request money. In addition, Divvy allows you to set a maximum spending limit for your employees.
Divvy also offers a corporate credit card for businesses. These cards assess your company’s finances and determine how much you’ll need to spend each month. Divvy doesn’t require personal guarantees, unlike traditional business credit cards.
However, Divvy does not disclose any interest rates on its website. It is important to find out the interest rate of the company prior to you apply.
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Chase Ultimate Rewards
Business credit cards provide an opportunity to secure the best rates of interest on business loans. They can also offer useful rewards. For example the Chase Ultimate Rewards business credit card offers bonus points that can translate to cash back. Some cards offer rewards for shopping and travel, while others are able to help build your credit score.
Aside from the best business credit cards offered by Chase but there are many other credit card issuers you can use. However, you should think about how you will utilize a specific credit card. It is essential to locate an enterprise credit card that is suitable for your particular needs.
The Ink Business Preferred(r) Credit Card is a viable option for a small business owner. The card gives you solid rewards for various categories of purchases as well as protects employees’ mobile phone bills.