For those who are just beginning the business of their own, one of the most important questions they’ll need to answer is “Can I get a business credit card?” The answer is a resounding yes however, the process of obtaining a business credit card can be overwhelming and confusing. Here are some things to be aware of when applying for a credit card.
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Brex 30
Brex offers a variety of financial products, including corporate credit cards along with spend management and expense management software. It offers a complete financial solution to startups.
The Brex Card, or Brex for Startups, is a credit card that can help startups establish their credit history. The applicants don’t have to pay interest or require personal guarantees. Instead, applicants are assessed by company business model and spending habits.
Credit limits of up to 100 percent are available to applicants. The limit is determined by the amount a customer has in their Brex Cash account. Every day the Brex Card draws from the account to determine the limit of its spending.
With a Brex Corporate Credit Card You can earn rewards on purchases. For instance, you could earn four points when you travel booked through Brex Travel. Additionally, you can earn three points when dining out.
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Capital on Tap
Capital on Tap is an all-in-one small business credit card as well as a spending management solution. It offers a wide range of benefits, including a standard 1.5 percent cashback on all purchases. The card doesn’t have annual fees and does not have any other requirements than having a high credit score.
A low-interest business credit card is a great option for businesses that are just starting out. A business credit card that comes with additional security could be an option.
A low-interest business credit cards are extremely convenient since you’re not burdened with the stress of managing multiple cards or worrying about how much money you’ll be able to afford each month. This is especially true if are looking to finance large expenses.
Ink Business Preferred credit card
The Ink Business Preferred card is one of the best business credit cards available to start-up businesses. It offers a range of advantages, including a high sign-up bonus, purchase security, and travel perks. However, it has several drawbacks.
The Ink Business Preferred Card may not be the perfect choice for your business. There aren’t any promotional APR offers and the spending limit might not be suitable for your business. It’s also not the most effective point-earning option.
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On the other side however, the Ink Business Preferred Card offers several other valuable features, such as liability insurance as well as primary coverage for car rental and a shopping insurance. If you’re a small-sized business owner, you’ll surely benefit from these benefits.
Moreover, the Ink Business Preferred Card is a great method to earn points. Spend in certain categories , and you’ll earn 3 points for every dollar. In this instance when you spend $500 on purchases to your card in the first three months, you’ll get a 100,000 point welcome bonus.
Divide
If you’re a new business owner in search of an enterprise credit card you might want think about Divvy. This type of card offers various advantages and features. You can also keep track of your business expenses using this card.
The Divvy app can be used with any accounting software to allow users to view their financial expenses. The software allows you to create a budget, restrict spending and request money. Additionally, Divvy lets you to set a maximum spending limit for your employees.
Divvy also offers a corporate credit card for corporate customers. The cards analyze your company’s finances and decide how much you’ll have to spend each month. In contrast to traditional business credit cards, Divvy doesn’t require an individual guarantee.
However, Divvy doesn’t disclose interest rates on its website. Therefore, it’s important to learn about the rates offered by the company before submitting an application.
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Chase Ultimate Rewards
Business credit cards offer the opportunity to get the best rates of interest on business loans. They are also able to provide useful rewards. For instance, a Chase Ultimate Rewards business credit card can earn bonus points that could be converted to cash back. Some cards offer rewards for shopping and travelling while others can be used to improve your company’s credit score.
There are a myriad of credit card issuers you can select from, including Chase. However, you should consider the way you intend to utilize a specific credit card. It is essential to locate the best business credit card to meet your needs.
The Ink Business Preferred(r) Credit Card is a good option for a small business owner. This card is a great way to earn rewards on different categories of purchases and even covers cell phone bills.
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