If you’re starting a business, one of the most important questions they’ll have to answer is “Can I get a business credit card?” The answer is a resounding yes but the process of getting an official business credit card can be confusing and overwhelming. Here are a few points you should be aware of about the process of getting the credit card.
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Brex provides a broad range of financial services, such as corporate credit cards spending management, as well as expense management software. Brex is a complete financial solution for startups.
The Brex Card, or Brex for Startups, is an credit card that assists entrepreneurs build credit histories. It doesn’t charge interest or require a personal guarantee. Instead, applicants are rated by company business model and spending patterns.
Credit limits of up 100 percent are available to applicants. This limit is determined by the amount of money that a customer has in their Brex Cash account. The Brex Card draws daily from the account to determine its spending limits.
With a Brex Corporate Credit Card You can earn rewards on purchases. Brex Travel offers four points for booking travel. You can also get three points for dining out.
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Capital on Tap
Capital on Tap is a small-sized business credit card that can also be used as a spending management tool. It comes with a myriad of benefits including a standard 1.5 percent cash-back rate on all purchases. The card does not have annual fees and doesn’t require any other qualifications other than a good credit rating.
For a startup business it is possible to reap the benefits of a business credit card with low interest could be very appealing. You might also think about a business credit card which offers additional security.
A low-interest business credit card are very convenient because you don’t have the worry of managing multiple credit cards or worrying about how much money you’ll be able to afford each month. This is especially true if you are looking to finance large expenses.
Ink Business Preferred credit card
The Ink Business Preferred card is one of the top business credit cards available to start-up companies. It offers many advantages, such as a huge sign up bonus, purchase protection, along with travel perks. However, it also has several drawbacks.
The Ink Business Preferred Card isn’t ideal, however. There aren’t any initial APR offers and the spending limit might not be suitable for your business. It’s not the most efficient points-earning program.
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On the other side the Ink Business Preferred Card offers a lot of other useful features, such as liability insurance and primary car rental coverage, and a shopping protection. If you’re a small business owner, you’ll definitely benefit from these benefits.
The Ink Business Preferred Card is another excellent method to earn points. When you spend money in certain categories, you can earn three points for every dollar you spend. For example, if you charge $500 on purchases to your credit card during the first three months, then you’ll be rewarded with an offer of 100,000 points.
Divvy is an excellent choice for business owners who are just starting out looking for a business card. This kind of card comes with many advantages and features. It also allows you to monitor your business expenses.
Divvy is compatible with any external accounting software to allow users to see their financial expenses. You can create budgets, set limits, and request funds. You can also set the spending limit for your employees.
Divvy also offers a corporate credit card for businesses. These cards look at your company’s finances and determine the amount you should spend every month. In contrast to traditional business credit cards, Divvy is not a requirement for a personal guarantee.
However, Divvy does not disclose any interest rates on its website. Therefore, it’s crucial to learn about the rates offered by the company prior to applying.
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Chase Ultimate Rewards
Business credit cards can be an opportunity to secure the best interest rates on business loans, and can also offer useful rewards. Chase Ultimate Rewards business credit cards are a great way to earn bonus points that can be converted into cash back. Some cards offer rewards for purchases and travel, while others can be used to improve your credit score.
Apart from the top business credit cards offered by Chase but there are many other credit card issuers are available to. However, you should think about the way you intend to make use of a specific credit card. It is crucial to choose the best business credit card that is suitable for your needs.
Small-scale business owners will find the Ink Business Preferred(r), Credit Card a great option. This card offers solid rewards on a variety of purchase categories as well as covers cell phone bills.