For those that are starting the business of their own, one of the most important questions they’ll need to answer is “Can I get a business credit card?” The answer is yes but the process of obtaining an official business credit card can be confusing and overwhelming. Here are some things you need to know about the process of getting a credit card.
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Brex 30
Brex offers a variety of financial services like corporate credit cards along with spend management and expense management software. Brex offers a comprehensive financial solution for new businesses.
The Brex Card, or Brex for Startups, is a credit card that helps startups establish credit histories. The cardholders don’t have to pay any interest and don’t have to provide an individual guarantee. Rather, applicants are evaluated by the business model of the company and spending habits.
Applicants can have up to 100 percent credit. This limit is determined based on the amount of cash in the customer’s Brex Cash account. The Brex Card draws daily from the account to determine its spending limits.
With a Brex Corporate Credit Card you can earn substantial rewards on purchases. For instance, you’ll get four points on travel booked through Brex Travel. You can also earn three points for dining.
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Capital on Tap
Capital on Tap is a all-in-one small business credit card and spend management system. It offers a wide range of advantages, including a fixed 1.5 percent cashback on all purchases. There are no annual fees, and the card doesn’t have other requirements other than having a credit score of at least.
A business credit card with a low-interest rate is a great choice for businesses that are just starting out. A business credit line with additional security might be a possibility.
Business credit cards with low interest are very convenient because you don’t have the worry of managing multiple credit cards or worrying about how much you can manage each month. This is especially true if you’re looking to finance large expenses.
Ink Business Preferred Credit Card
The Ink Business Preferred card is one of the best business credit cards for startup companies. It comes with a range of benefits, like an excellent sign-up bonus purchase security, and travel perks. However, it also has several drawbacks.
The Ink Business Preferred Card may not be the perfect choice for your business. There aren’t any introductory APR promotions to be found, and the spending cap may be too low for your business. In addition, it’s not exactly the most generous point-earning system.
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On the other side the Ink Business Preferred Card offers numerous other useful features, including liability coverage and primary car rental coverage and a shopping insurance. These benefits are ideal for small-scale business owners.
Furthermore it is worth noting that the Ink Business Preferred Card is an excellent opportunity to earn points. When you spend money in certain categories, you’ll earn three points for every dollar you spend. For example for example, if you spend $500 on purchases on your card within the first three months, you’ll receive a 100,000 point welcome bonus.
Divvy
If you’re a start-up business owner looking for a business credit card You might want to look into Divvy. This type of credit card provides various advantages and features. You can also keep track of your business expenses by using this card.
Divvy integrates with other accounting software, allowing users to view their financial expenses. The program allows you to set a budget, limit spending, and request funds. Additionally, Divvy allows you to set a spending limit for your employees.
Divvy also has corporate cards. These cards evaluate your business finances and assist you to decide how much money you’ll need to invest each month. Divvy doesn’t require personal guarantees, unlike traditional business credit cards.
However, Divvy does not disclose any interest rates on its website. Therefore, it’s important to be aware of the company’s rates before you apply.
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Chase Ultimate Rewards
Business credit cards can be the chance to secure highest interest rates for business loans, and can also offer useful rewards. Chase Ultimate Rewards business credit cards can earn bonus points which can be converted to cash back. Some cards offer rewards for travel and shopping as well as others that can be used to build your credit score.
Aside from the best business credit cards offered by Chase but there are many other credit card issuers that you can choose from. It is important to consider how you will use the credit card. It is important to find the right business credit card that suits your specific requirements.
Small business owners will find the Ink Business Preferred(r) Credit Card a fantastic option. This card is a great way to earn rewards on different categories of purchases, and it even covers employees’ cell phone bills.