If you’re thinking of starting a business, the most important thing to consider is “Can I get my business credit card?” The answer is a resounding yes however, the process of getting an official business credit card can be daunting and confusing. Here are some tips to know about how to get the credit card you need.
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Brex 30
Brex provides a broad range of financial services, such as corporate credit cards as well as spend management and expense management software. Brex is a complete financial solution for startups.
The Brex Card, also known as Brex for Startups is a credit card for start-ups that helps them establish their credit histories. The cardholders don’t have to pay any interest and don’t need to provide an individual guarantee. Instead, applicants are assessed on the basis of their business model and spending habits.
Credit limits of up to 100 percent are permitted for applicants. The limit is based on the amount of money that is in the customer’s Brex Cash account. Every day the Brex Card draws from the account to determine the limit of its spending.
With a Brex Corporate Credit Card you can earn significant rewards on purchases. Brex Travel offers four points when you book travel. You can also receive three points on dining.
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Capital on Tap
Capital on Tap is a complete small business credit card and spending management solution. The card comes with a host of benefits, including a flat 1.5% cash back rate on all purchases. There are no annual fees and the card doesn’t require other requirements except for an excellent credit score.
A low-interest business credit card is a great choice for businesses that are just starting out. It is also possible to look into a business credit card with additional protection.
One of the most important benefits of a business low-interest credit card is that you don’t have to worry about juggling multiple cards or worrying about the amount you can afford to pay off each month. This is especially applicable if you’re planning to finance large expenses.
Ink Business Preferred Credit Card
The Ink Business Preferred card is one of the top business credit cards for startup companies. It comes with a variety of advantages, including a large sign up bonus, purchase protection, as well as travel perks. It does have some drawbacks.
The Ink Business Preferred Card isn’t the perfect card, but it isn’t insignificant. There aren’t any APR introductory promotions available, and the spending cap may be too low for your business. It’s also not the most generous points-earning option.
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The Ink Business Preferred Card, however it offers a number of additional useful features, including liability coverage and primary coverage for car rentals shopping protection, as well as primary coverage for car rental. As a small business owner, you’ll surely benefit from these benefits.
The Ink Business Preferred Card is another great way to earn points. When you spend in certain categories, you’ll earn three points for every dollar you spend. For example, if you spend $500 on purchases on your card in the first three months, you’ll be awarded a 100,000 points welcome bonus.
Divvy
If you’re a startup business owner in search of an account for business credit you might want to consider Divvy. This type of card comes with numerous benefits and features. It also lets you keep track of your business expenses.
Divvy integrates with other accounting software and enables users to view their financial expenses. You can then create budgets, set the maximum limits and request money. Additionally, Divvy lets you to set a spending limit for your employees.
Divvy also offers a corporate credit card for companies. These cards evaluate your business’s finances and determine the amount you’ll have to spend each month. As opposed to traditional business credit card, Divvy is not a requirement for personal guarantees.
However, Divvy doesn’t disclose interest rates on its website. Therefore, it’s important to be aware of the company’s rates before applying.
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Chase Ultimate Rewards
Business credit cards provide a way to secure the best rates of interest on business loans. They can also provide valuable rewards. Chase Ultimate Rewards business credit cards offer bonus points that can be converted to cash back. Some cards offer rewards for shopping and travel as well as others that can be used to improve your credit score.
In addition to the top business credit cards from Chase but there are many other credit card issuers that you can use. You must also think about the way you intend to use the credit card. It is important that you locate the best corporate credit card for your needs.
The Ink Business Preferred(r) Credit Card is a good choice for a small business owner. This card provides solid rewards on a variety of purchase categories as well as covers employees’ cell phone bills.