If you’re thinking about starting your own business, the most important thing to consider is “Can I get my business credit card?” The answer is a resounding yes but the process of getting the business credit card could be overwhelming and confusing. Here are a few things to know about how to get the credit card you need.
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Brex 30
Brex offers a variety of financial services , including corporate credit cards spending management, as well as expense management software. It provides an all-in-one financial solution for startups.
The Brex Card, also known as Brex for Startups, is a credit card that helps entrepreneurs build credit histories. Applicants don’t pay interest or offer personal guarantees. Instead, applicants are assessed on the basis of their business model and spending habits.
Credit limits of up 100 percent are permissible for applicants. This limit is determined by the amount of money customers have in their Brex Cash account. Every day, the Brex Card draws from the account to determine its limit for spending.
With the Brex Corporate Credit Card you can earn substantial rewards on purchases. For instance, you’ll earn four points on trips booked through Brex Travel. You can also earn three points for dining.
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Capital on Tap
Capital on Tap is a small-sized business credit card that can also be used as a spending management tool. It offers a wide range of benefits, including a standard 1.5 percent cashback on all purchases. The card is free of annual fees and does not have any other requirements other than a good credit rating.
A business credit card with a low-interest rate is a great choice for startups. A business credit card that offers additional security might be an option.
One of the main advantages of a low interest business credit card is that you don’t have to fret about juggling several cards or worrying about how much you can afford to pay each month. This is especially true if you’re looking to finance large purchases.
Ink Business Preferred Credit Card
The Ink Business Preferred card is one of the best business credit cards designed for start-up companies. It offers a variety of benefits, such as an excellent sign-up bonus purchase protection, and travel benefits. It has some downsides.
The Ink Business Preferred Card isn’t the perfect card, but it isn’t insignificant. There aren’t any introductory APR promos and the spending limit may not be appropriate for your company. This isn’t the most efficient points-earning program.
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The Ink Business Preferred Card, on the other hand provides a range of useful features, such as liability coverage and primary car rental coverage, shopping protection, and primary car rental coverage. These perks are great for small business owners.
The Ink Business Preferred Card is another excellent method to earn points. When you spend in specific categories, you can earn 3 points per dollar you spend. For instance, if add $500 worth of purchases to your card in the first three months, you’ll receive an offer of 100,000 points.
Divide
The Divvy card is a great choice for entrepreneurs who are starting their business and looking for a business card. This type of credit card provides many advantages and features. It also allows you to keep track of your business expenses.
Divvy is compatible with external accounting software that allows users to easily view financial expenses. You can then create budgets, set the maximum limits and request money. Additionally, Divvy allows you to set a spending limit for your employees.
Divvy also offers corporate cards. The cards analyze your company’s finances and determine how much you can spend every month. As opposed to traditional business credit card, Divvy does NOT require an individual guarantee.
However, Divvy does not disclose any interest rates on its website. It is important to know the interest rate of the company before you apply.
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Chase Ultimate Rewards
Business credit cards are an opportunity to secure the highest interest rates for business loans, and they can also offer valuable rewards. For example one card, the Chase Ultimate Rewards business credit card can earn bonus points that can be converted into cash. Certain cards provide rewards for shopping and travel, while others can be used to improve your credit score.
There are many credit card issuers you could choose from, such as Chase. You should also consider the way you intend to use the credit card. It is essential to locate the best corporate credit card for your needs.
The Ink Business Preferred(r) Credit Card is a great option for small-sized business owners. This card offers solid rewards on different categories of purchases as well as covers cell phone bills.