For those who are starting an enterprise, one of the most important questions they’ll need to answer is “Can I get a business credit card?” The answer is a resounding yes but the process of applying for a business credit card can be confusing and overwhelming. Here are some tips to be aware of when applying for the credit card you need.
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Brex provides a range of financial services including corporate credit cards along with spend management and expense management software. Brex offers a comprehensive financial solution for entrepreneurs.
The Brex Card, also known as Brex for Startups is a credit card that assists start-ups build their credit history. It doesn’t charge interest and don’t have to offer a personal guarantee. Rather, applicants are evaluated by the business model of the company and spending habits.
Credit limits as high as 100 percent are available to applicants. This limit is determined by the amount of money the customer has in their Brex Cash account. The Brex Card draws daily from the account to determine its spending limits.
You can earn rewarding rewards using the Brex Corporate credit card. Brex Travel offers four points when you book travel. You can also earn three points on dining.
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Capital on Tap
Capital on Tap is a one-stop small business credit card and spend management solution. The card comes with a host of benefits including a standard 1.5 percent cash-back rate on all purchases. The card doesn’t have annual charges and doesn’t need any other conditions other than having a high credit score.
For a business that is just beginning, the benefits of using a business credit card that is low-interest are a great deal. A business credit card with additional security might be an option.
One of the main benefits of a business low-interest credit card is that you don’t need to fret about juggling several cards or worrying about how much you’ll be able to pay off every month. This is especially true when you are looking to finance large expenses.
Ink Business Preferred credit card
The Ink Business Preferred card is one of the best business credit cards available to start-up businesses. It comes with a variety of benefits, including a high sign-up bonus along with purchase protection, as well as travel benefits. It does have some drawbacks.
The Ink Business Preferred Card may not be the best choice for you. There aren’t any promotional APR deals and the spend limit might not be suitable for your company. It’s also not the most effective points-earning feature.
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On the other hand, the Ink Business Preferred Card offers many other beneficial features, including liability coverage and primary car rental coverage as well as a shopping security. These benefits are perfect for small-scale business owners.
Furthermore it is worth noting that the Ink Business Preferred Card is an excellent opportunity to earn points. Spend in specific categories and you’ll earn three points per dollar. For example, if you charge $500 in purchases to your credit card within the first three months, you’ll be eligible for an initial bonus of 100,000 points.
If you’re a start-up business owner in search of an enterprise credit card you might want look into Divvy. This card offers a variety of advantages and features. It also lets you keep track of your business expenses.
Divvy can be integrated with any accounting software to allow users to look at their financial expenses. You can then create budgets, set limits, and request money. Additionally, Divvy lets you set an expense limit for your employees.
Divvy also has corporate cards. These cards review your company financial situation and help you determine how much you should spend each month. Unlike traditional business credit cards, Divvy is not a requirement for personal guarantees.
However, Divvy does not disclose any interest rates on its website. It is crucial to know the interest rate for the company before you apply.
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Chase Ultimate Rewards
Business credit cards can be used to secure highest rates of interest for business loans. They also offer rewards. For instance the Chase Ultimate Rewards business credit card offers bonus points that can be converted into cash back. Certain cards provide rewards for shopping and travel, while others can be used to improve your credit score.
Apart from the top business credit cards from Chase, there are other credit card issuers that you can turn to. However, you must think about how you will utilize a specific credit card. It is vital to select the correct business credit card to meet your requirements.
The Ink Business Preferred(r) Credit Card is a good option for small-sized business owners. This card provides solid rewards on different categories of purchases, and it even protects employees’ mobile phone bills.