If you’re thinking about starting your own business, the most important question is “Can I get my business credit card?” The answer is a resounding yes, but the process of applying for the business credit card could be overwhelming and confusing. Here are some points you should be aware of about the process of obtaining a credit card.
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Brex provides a broad range of financial services, such as corporate credit cards, spend management, and expense management software. Brex offers a comprehensive financial solution to startups.
The Brex Card, also referred to as Brex for Startups is a credit card that helps start-ups build their credit score. It doesn’t charge interest or provide a personal guarantee. Instead applicants are evaluated on their financial model and spending habits.
Credit limits of up 100 percent are permissible for applicants. The limit is determined by the amount a customer has in their Brex Cash account. The Brex Card draws daily from the account to determine its spending limits.
With the Brex Corporate Credit Card You can earn rewards on purchases. For instance, you could earn four points on travel booked through Brex Travel. You can also earn three points for dining.
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Capital on Tap
Capital on Tap is a small business credit card that can also be used as a spending management tool. The card offers a variety of advantages, including a fixed 1.5 percent cashback on all purchases. There are no annual fees, and the card doesn’t have other requirements except for a good credit score.
If you are a new business benefiting from a business credit card that is low-interest are a great deal. A business credit card with additional security could be a possibility.
A business credit card with a low-interest rate are extremely convenient since you’re not burdened with the stress of managing multiple credit cards or worrying about the amount of money you can afford each month. This is especially relevant if you’re trying to finance large expenses.
Ink Business Preferred credit card
The Ink Business Preferred card is one of the top business credit cards available to start-up companies. It provides a wide range of advantages, including a high sign-up bonus, purchase protection, and travel perks. However, it also has several drawbacks.
The Ink Business Preferred Card may not be ideal. There are no introductory APR deals and the spend limit might not be suitable for your business. Furthermore, it’s not the most generous points-earning feature.
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On the other side it is worth noting that the Ink Business Preferred Card offers numerous other useful features, such as liability insurance as well as primary coverage for car rental as well as a shopping security. As a small company owner, you’ll certainly benefit from these perks.
Furthermore, the Ink Business Preferred Card is a great way to earn points. When you spend in specific categories, you can earn 3 points for every dollar you spend. For instance, if charge $500 on purchases to your credit card within the first three months, you’ll be eligible for the welcome bonus of 100,000 points.
The Divvy is a great option for entrepreneurs who are starting their business and seeking an enterprise card. This card comes with a wide range of advantages and features. You can also keep track of your business expenses using this card.
Divvy integrates with other accounting software, allowing users to easily monitor the financial expenses. The software lets you create a budget, restrict spending and request money. It also lets you set a spending limit for your employees.
Divvy also offers a corporate credit card for corporate customers. These cards review your company’ finances and help you decide what amount of money you can spend each month. Divvy doesn’t require personal guarantees, unlike traditional business credit cards.
However, Divvy does not disclose any interest rates on its website. Therefore, it’s crucial to be aware of the company’s rates before you apply.
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Chase Ultimate Rewards
Business credit cards provide the chance to secure best rates of interest on business loans, and they are also able to provide useful rewards. Chase Ultimate Rewards business credit cards offer bonus points that can be converted to cash or cash back. Some cards offer rewards for shopping and travel, while others can be used to boost your credit score.
Aside from the best business credit cards from Chase but there are many other credit card issuers that you can turn to. You should also think about the method of use for the credit card. It is vital to find the right business credit card for your needs.
Small business owners will find the Ink Business Preferred(r) Credit Card a fantastic option. The card provides solid rewards for various categories of purchases and even will pay for employees’ mobile phone costs.