For those who are just beginning an enterprise, one of the most important questions they’ll need to answer is “Can I get a business credit card?” The answer is a resounding yes however the process of applying for a business credit card can be confusing and overwhelming. Here are some things you should know about the process of applying for credit card.
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Brex offers a wide variety of financial services, such as corporate credit cards as well as spend management and expense management software. Brex provides a complete financial solution for new businesses.
The Brex Card, also referred to as Brex for Startups is a credit card that assists start-ups build credit histories. Applicants don’t pay interest and don’t need to offer an individual guarantee. Instead, applicants are rated on the basis of their business model and spending habits.
Credit limits up to 100 percent are allowed for applicants. This limit is based on the amount of money in a customer’s Brex Cash account. Each day, the Brex Card draws from the account to determine the limit of its spending.
With a Brex Corporate Credit Card you can earn significant rewards on purchases. For instance, you can earn four points on travel booked through Brex Travel. Additionally, you can earn three points for dining.
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Capital on Tap
Capital on Tap is a all-in-one small business credit card and spending management system. The card comes with a range of advantages, including a fixed 1.5% cashback rate on all purchases. There are no annual charges, and the card doesn’t have other requirements except for a good credit score.
If you are a new business it is possible to reap the benefits of a business credit card that is low-interest could be very appealing. You may also look into a credit card for business with additional protection.
One of the key benefits of a business low-interest credit card is that you don’t need to worry about juggling multiple cards or worrying about how much you’ll be able to pay off each month. This is particularly relevant if you’re trying to finance large expenditures.
Ink Business Preferred Credit Card
The Ink Business Preferred card is one of the best business credit cards designed for start-up businesses. It comes with a variety of advantages, including a large initial bonus, purchase protection, and travel perks. However, it does have some disadvantages.
The Ink Business Preferred Card isn’t ideal, however. There aren’t any introductory APR promotions to be found, and the spending limit could be too low for your company. It’s also not the best points-earning program.
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The Ink Business Preferred Card, however it comes with a variety of other beneficial features, including liability coverage primary car rental coverage, shopping protection, and primary coverage for car rentals. These benefits are perfect for small-scale business owners.
The Ink Business Preferred Card is another great method to earn points. When you spend in specific categories, you’ll earn three points per dollar you spend. For example, if you make a purchase of $500 to your card in the first three months, you’ll get the welcome bonus of 100,000 points.
If you’re a start-up business owner in search of a business credit card You might want to think about Divvy. This kind of card comes with numerous benefits and features. You can also track your business expenses with this card.
Divvy is compatible with external accounting software and enables users to easily view the financial expenses. You can create budgets, set the limits on spending and request money. Additionally, Divvy lets you to set a spending limit for your employees.
Divvy also offers corporate cards. These cards assess your company’s finances and decide how much you’ll have to spend each month. Divvy doesn’t require personal guarantees, unlike traditional business credit cards.
However, Divvy does not disclose any interest rates on its website. It is important to know the interest rate for the company before you apply.
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Chase Ultimate Rewards
Business credit cards provide the opportunity to get the most favorable interest rates on business loans, and they can also offer valuable rewards. Chase Ultimate Rewards business credit cards provide bonus points that can be converted into cash back. Some cards offer rewards for purchases and travel and others are able to help build your credit score.
There are a myriad of credit card issuers to select from, including Chase. You must also think about the method of use for the credit card. It is essential to find the right corporate credit card for your needs.
Small-sized business owners will find the Ink Business Preferred(r), Credit Card an excellent option. This card provides solid rewards on various purchase categories and even will pay for employees’ cell phone bills.