For those who are starting a business, one the most important questions they’ll need to answer is “Can I get a business credit card?” The answer is a resounding yes, but the process of getting an enterprise credit card can be confusing and overwhelming. Here are some tips to learn about getting a credit card.
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Brex 30
Brex provides a range of financial services including corporate credit cards along with spend management and expense management software. Brex offers a comprehensive financial solution for entrepreneurs.
The Brex Card, also known as Brex for Startups is a credit card that helps start-ups build their credit score. Applicants don’t pay interest or require a personal guarantee. Instead, applicants are evaluated on the basis of their business model and spending patterns.
Applicants can have up to 100 percent credit limit. The limit is based on the amount of money in the customer’s Brex Cash account. The Brex Card draws daily from the account to determine its spending limits.
You can earn rewarding rewards when you use a Brex Corporate credit card. For instance, you could earn four points when you travel booked through Brex Travel. You can also earn three points when dining out.
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Capital on Tap
Capital on Tap is an all-in-one small business credit card as well as a spending management solution. The card offers a slew of benefits, including a flat 1.5 percent cash-back rate on all purchases. The card does not have annual charges and doesn’t need any other conditions other than a good credit rating.
A low-interest business credit card is a great choice for new businesses. A business credit line with additional security could be a possibility.
A low-interest business credit cards are very convenient because you don’t have to worry of managing multiple cards or worrying about the amount of money you’ll be able to afford each month. This is especially true if are looking to finance large expenses.
Ink Business Preferred Credit Card
The Ink Business Preferred card is one of the top business credit cards for new companies. It provides many advantages, such as a huge sign-up bonus as well as purchase protection and travel perks. However, it has some drawbacks.
The Ink Business Preferred Card may not be ideal. There aren’t any introductory APR promotions to be found, and the spending cap may be too low for your company. It’s not the most efficient point-earning option.
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The Ink Business Preferred Card, however it offers a number of additional useful features such as liability coverage and primary coverage for car rentals shopping protection, and primary car rental coverage. As a small-scale company owner, you’ll certainly get these benefits.
The Ink Business Preferred Card is another great way to earn points. When you spend in certain categories, you’ll earn three points per dollar you spend. For example, if you charge $500 in purchases to your card during the first three months, you’ll get a welcome bonus of 100,000 points.
Divide
If you’re a start-up business owner looking for a business credit card you might want to think about Divvy. This card offers a variety of advantages and features. It also allows you to monitor your business expenses.
Divvy can be used with accounting software that allows users to view their financial expenses. The program allows you to create a budget, restrict spending and request money. Additionally, Divvy allows you to set a spending limit for your employees.
Divvy also has corporate cards. These cards review your company finances and allow you to decide on how much you can spend each month. Divvy does not require personal guarantees, unlike traditional business credit cards.
However, Divvy does not disclose any interest rates on its website. Therefore, it’s important to know the rate of the company prior to applying.
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Chase Ultimate Rewards
Business credit cards can be used to obtain the most competitive rates of interest on business loans. They also offer rewards. Chase Ultimate Rewards business credit cards can earn bonus points which can be converted to cash back. Some cards offer rewards for shopping and travelling, and others can be used to to build credit for your business.
There are numerous credit card issuers that you can choose from, including Chase. But, you must consider the way you intend to make use of a particular credit card. It is crucial to choose an enterprise credit card that meets your needs.
Small business owners will find the Ink Business Preferred(r), Credit Card a fantastic option. This card offers solid rewards on various purchase categories and also covers employees’ cell phone bills.